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Refinance Loan | Top Companies: This Week's Reviews |
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| Services Offered: Refinance Loan, Home Loan, Home Equity Loan, Debt Consolidation |
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| Company Overview: Quicken Loans has been in business for over 22 years. They have over 4,000 employees and closed nearly $18 billion in home loans in 2006. They have a 94% customer satisfaction rate, and offer more than 150 loan programs to consumers. |
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| Our Review: Quicken Loans starts at the source to ensure that your refinancing needs are taken care of. They have been named one of the top 100 companies to work for by Fortune 500 magazine, so you can be sure that their customer service department is dedicated to helping you. They also have the experience and financial history to prove themselves a good company to get a refinance loan from. |
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| User Review: I needed to refinance my home to help pay off some debt, so I went to Quicken Loans. The service I received was top notch, and the rates were great too! |
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| Services Offered: Refinance Loan, Home Equity Loan, Home Loan, Auto Loans, Credit Cards, Personal Banking |
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| Company Overview: BOFI was founded in 2000 to provide consumers with an exclusively online banking company. The company is ran by investors and bankers that have over ten years of experience in online consumer lending. When the company began, they raised more capital than any other bank in the U.S., which was over $14 million. |
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| Our Review: BOFI is a great resource for refinance loans. They have so many different options and services for consumers. Plus, they specialize in online loans, so getting an online refinance loan may be better through them because of their specific knowledge. Plus, their website is easy to use and very well designed. |
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| User Review: Bank of Internet was so helpful when I needed to refinance my home. They offered me a bunch of different loan options, and their customer service representatives were there to explain it all to me at anytime. I have moved a lot in my life and purchased many homes, and this has got to be one of the best companies Iíve ever worked with. |
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Other Top Companies for Refinance Loan : |
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| How To Select The Best Company For Refinance Loan |
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Deciding to refinance your home is a huge decision. By taking out a refinance loan, you are ultimately starting your mortgage all over again, from square one. However, it doesn't have to be complicated or scary, as long as you are informed and prepared when you are looking for a refinance loan. There are only a few important things to keep in mind when you decide to get a refinance loan. If you made it through buying your house in the first place, you should have no problems when it comes time to refinance your home. When you refinance your home, you'll need to decide how much you'll need to borrow to cover the cost of refinancing. Also, it helps to know ahead of time if you are planning on putting any money down or paying the closing costs out of pocket. If this is the case, you may be able to get a slightly lower rate than if you were to put nothing down and roll the closing costs into the refinance loan. Then you need to start researching the different companies that offer refinance loans. Choosing which company you will use will depend on a few things. First, you need to ensure the company is a trustworthy one, as your refinance loan is a huge deal. Secondly, you will probably choose the company based on their fees and the loan rates you are offered. One more thing to consider, if it matters to you, is whether or not you are okay working with an all-online lender. If you'd rather meet with someone in person, many of the companies on the internet offer that option, but some don't, so you'll need to check that out. As long as you do your research and know what you're looking for, finding a refinance loan should be a simple task.
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